Kay Jewelers - Very frustrating
Do not get a credit line through them. I got a credit line threw them a year ago, was only late by one day on one payment and they closed my account.
I called a month ago and asked why they said I would receya letter stating why and then they would explain, I never received such letter.They called me on the eighth of December and the lady stated because of my credit score dropping and late payments on another account, why is that relivant my payments are good with them. Did more damage to my credit score by them closing the account. The fact is my late payments are in a legal dispute so I am doing as instructed by my lawyer. Also my credit score has dropped because I have picked up another loan and financed another item which everyone knows as you increase your debt ratio your credit score drops until you make a few payments.
I have never heard of any company doing this before or any other financial institution. If I had been made aware of this I would have never gotten there credit card.
Worse thing is that I only owed $98.90. They dropped my credit score by almost 40 points because of less then a hundred bucks using factors that are irrelevant to my account that I had with them, they have been paid in full.
Location: New Braunfels, Texas
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