Kay Jewelers Credit Card Review from Lakeville, Minnesota
My wife and I took on the Kay's card with credit limits of $5000 and the other was $9600 in 1 year we purchased over $11000 in jewelry and watches as soon as I hit my 1 year I received a letter in the mail saying they were changing my limit to $4500 from $9600 and raised my interest rate from 9.9 to 18% when I asked them why they said it was due to a credit reporting well I have not taken on any credit other than theirs and all my bills are paid 2 months in advance. Keep in mind the one card only has $73 balance left and the other has $2800 all payments on time never late.
4 movado watches 3 rings and lowered limit. So I will be cutting the cards and no longer doing business with Kay's ever again there cust service is beyond horrible and the staff whether in store or call center suck beyond belief. I will never put another dime into this product. They say my credit report was the reasoning for the change well that's funny because I don't have any other cards bills all up to date and further more anything on my credit has been there since my first marriage 14 yrs ago when we divorced so it was there when they ran it so not sure where the confusion is.
So as I stated Kay's jeweler a are not different than a cell phone company they are crooks and untrustworthy. Lack integrity and don't know how to accept responsibility oh btw there warrantys they push hard to cell are *** don't buy them on there 479% marked up pieces of junk!
Reason of review: Problems with payment.
Location: Lakeville, Minnesota
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